ENNIS MONTANA....THE LAST BEST PLACE

ENNIS MONTANA....THE LAST BEST PLACE

Here is a little about my town....I Love This Place!

Welcome to Ennis! A lively little Cowboy Town in the heart of the Madison Valley Montana on the Madison River with friendly people and good neighbors. If you are trying to find that special small town, look no further. It has been voted one of the top 20 towns to live by Amercian Cowboy.
The fishing is superb and the hunting is even better. Ennis and Cameron boast huge herds of Elk and Antelope as well as Mule Deer, White Tail Deer, Moose, Bear, Wolf and Mountain Lion.

Living in the Madison Valley is like living in a post card. Madison Valley elevation is approximately 5000’ with surrounding peaks ranging to 11,300’. The Madison County is known for its “Blue Ribbon” Trout streams, gorgeous lakes brimming with fish, fabulous hunting, hiking, biking, skiing, snow mobiling, white water rafting, and panoramic mountain scenery. The Madison Valley is bordered by the Centennial Range on the south, the Tobacco Root Range to the north, the Gravelly Range to the west and the Madison Range to the east. The Madison River flows north to Three Forks where it converges with the Gallatin and Jefferson Rivers.

The lively western town of Ennis has a population of about 1200 and is one of Montana’s best loved small towns. It offers outstanding restaurants, a supermarket, golf course, medical clinic, hospital, emergency helicopter services to larger medical facilities, also a variety of fishing and hunting outfitter shops, which offer guide services. Just about six miles south of Ennis is a small airport which has a lighted runway and jet fuel. The town of West Yellowstone also has an airport which is open from June 1 to October 1. Gallatin Field Airport in Bozeman is about 100 miles to the north and is open all year. Idaho Falls Airport is 100 miles to the south and it is also open all year. There are hub airports in Newark, Salt Lake City, Denver, Minneapolis, and Atlanta that have connecting flights to Gallatin Field and Idaho Falls airports.

The city of Bozeman is about an hour’s drive. It is the home to Montana State University. Bozeman has about 40,000 residents plus a large student population. Bozeman has many cultural events as well as world class shopping and fine dining. Gallatin Field Airport is located on the outskirts of Bozeman. Several large commercial airlines such as Delta, United and Northwest have multiple daily flights to and from their hubs in Salt Lake City, Minneapolis and Denver. Private aircraft can use a variety of services from the fixed based operations at Gallatin Field.
West Yellowstone is a small Montana town surrounded by National Forests and Yellowstone National Park. The Park's west entrance is located right in West Yellowstone and is the closest and easiest route to Old Faithful and Yellowstone's geyser areas.

Some of the other attractions in West are the Grizzly and Wolf Discovery Center, The Yellowstone Historic Walking Tour, Park Tours (including winter park tours on Mattracks vehicles), and the IMAX theatre that features movies about nature and wildlife on a six story screen. There are numerous recreational activities in the area including fishing, hunting, cross country skiing, snow mobiling, hiking and wildlife viewing.

There are many resorts within easy reach of Ennis including Big Sky Ski Resort and Moonlight Basin with more than 5,500 acres of skiable terrain with one lift ticket. Big Sky is one of the least known outstanding ski areas. No lift lines and great snow. The resort also is home to the # 1 Nordic Ski center in North America with 80 k of groomed ski trails. This resort also offers outstanding summer recreation such as golf, zip lines, hiking and mountain biking. Yellowstone National Park is also a short drive from Ennis. Visit Old Faithful, the Paint Pots, the Grand Canyon of the Yellowstone, and enjoy the scenery, fishing, wildflowers and wildlife.

Some of the other nearby places to visit are: Island Park ID, Ashton ID, Mammoth WY, Bozeman MT and Jackson Hole WY.

For more information on the town of Ennis click the following link:

Detailed profile for Ennis zip code 59729

WELCOME TO "THE LAST BEST PLACE"!

Please call me for real estate information in the Madison Valley 406-581-5574.
If you would like to see some available properties, you can visit my website at www.EnnisMontanaRealEstate.com
I look forward to hearing from you!

Clearwater Montana Properties...An American Real Estate Company

Bill Mercer, Rio and Elbie in Shining Mountains

Whether Buying or Selling...I’ll Work Hard for You

Here are some of the reasons you should consider working with me:

· Experienced and innovative marketing techniques.

· Office coverage and telephone management.

· Website Management

· Multi layered advertising approaches using internet, direct mail, and print advertising

· Huge internet presence from www.EnnisMontanaRealEstate.com , www.CMPMontana.com , and www.CabelasTrophyProperties.com

· Memberships in 8 prime Montana Multiple Listing Services:

Missoula • Flathead • Bozeman • Helena • Great Falls • Billings • Lincoln • Butte

· Company Real Estate Guide is distributed to 42 Town Pump locations across Montana as well as numerous other partner business locations including Murdoch’s, Rocky Mountain Supply, and Quality Supply. The Guide is also used for mailings. Call me if you'd like one and I'll send it out to you.

· All listings are placed on our www.EnnisMontanaRealEstate.com website and the www.CMPMontana.com website, and qualified properties are placed on www.CabelasTrophyProperties.com website

· Clearwater Montana Properties’ agents attend trade shows such as The Great Rockies Sports Shows, The Denver Fly Fishing Show, and The Outdoor Adventure & Travel Show in Calgary to promote the Clearwater Montana Properties Listings.

· Professional flyers promoting properties

· Virtual Tours on websites and our own YouTube channel and YouTube.com

· I promote properties on Realtor.com, Zillow.com, YouTube.com, Trulia.com, Montana Land Magazine.com, Landwatch.com, LandsofAmerica.com, Facebook, Twitter, and LinkedIn.com and Google

· We are a member of the Ennis Chamber of Commerce

· Annually we contribute a percentage of all professional fees earned to Ennis civic organizations

· We are members of civic organizations in our communtiy

· We are dedicated professionals working hard for you!

· Open 7 days a week and by apppointment

Clearwater Montana Properties

An American Real Estate Company

Bill Mercer, Broker GRI

Clearwater Montana Properties/Cabela’s Trophy Properties

130 E. Main Street Ennis, MT 50729

Email: wwmercer@gmail.com

Website: www.EnnisMontanaRealEstate.com

Clearwater Montana Properties...An American Real Estate Company

Whether Buying or Selling...I’ll Work Hard for You

Here are some of the reasons you should consider working with me:

· Experienced and innovative marketing techniques.

· Office coverage and telephone management.

· Website Management

· Multi layered advertising approaches using internet, direct mail, and print advertising

· Huge internet presence from www.EnnisMontanaRealEstate.com , www.CMPMontana.com , and www.CabelasTrophyProperties.com

· Memberships in 8 prime Montana Multiple Listing Services:

     Missoula • Flathead • Bozeman • Helena • Great Falls • Billings • Lincoln • Butte

· Company Real Estate Guide is distributed to 42 Town Pump locations across Montana as well as numerous other partner business locations including Murdoch’s, Rocky Mountain Supply, and Quality Supply.  The Guide is also used for mailings.  Call me if you'd like one and I'll send it out to you.

· All listings are placed on our  www.EnnisMontanaRealEstate.com website and the www.CMPMontana.com website, and qualified properties are placed on www.CabelasTrophyProperties.com website

· Clearwater Montana Properties’ agents attend trade shows such as The Great Rockies Sports Shows, The Denver Fly Fishing Show, and The Outdoor Adventure & Travel Show in Calgary to promote the Clearwater Montana Properties Listings.

· Professional flyers promoting properties

· Virtual Tours on websites and our own YouTube channel and  YouTube.com

· I promote properties on Realtor.com, Zillow.com, YouTube.com, Trulia.com, Montana Land Magazine.com, Landwatch.com, LandsofAmerica.com, Facebook,  Twitter, and LinkedIn.com and Google

· We are a member of the Ennis Chamber of Commerce 

· Annually we contribute a percentage of all professional fees earned to Ennis civic organizations

· We are members of civic organizations in our communtiy

· We are  dedicated professionals working hard for you!

· Open 7 days a week and by apppointment

Clearwater Montana Properties

An American Real Estate Company

Bill Mercer, Broker GRI 

Clearwater Montana Properties/Cabela’s Trophy Properties

130  E. Main Street  Ennis, MT 50729

Email: wwmercer@gmail.com  

Website: www.EnnisMontanaRealEstate.com

It's a little snowy in Ennis this morning, but that's okay....WE NEED THE MOISTURE! We have been working on some new listings, and talking to the other Realtors in town. I think that everyone is cautiously optimistic about real estate in the Madison Valley. Although our inventory is high, Interest rates are low and general inquiries are up.
Here in the town of Ennis, many folks can qualify for a Rural Development Loan. Anyone who is interested can contact me at 406-581-5574, and I can refer them to a lender who can let them know their best options.
We are still in a Buyers Market, so if you are looking, check my website www.EnnisMontanaRealEstate.com or give me a call or come by the office.....Just tie up your horses and stay awhile...we are right across the street from the Long Branch Saloon (where you can find the best steak in Montana!)

Bill Mercer Receives Broker License

We here at Clearwater Montana Properties/Cabela's Trophy Properties are proud to announce that Bill Mercer recently received his Montana Real Estate Broker License.
In order to qualify as a licensed Broker, an applicant must meet the following conditions:

1.  Real Estate License in good standing with the Montana Board of Realty Regulation.

2.  Graduate of High School or higher.

3.  60 hours of additional pre-licensing instruction from an instructor approved by the Montana Board of Realty Regulation.

4.  Experience: Two years of experience as a licensed salesperson with a minimum of 30 residential transactions within the past 36 months.

5.  Passing the Montana Real Estate Broker Examination with a score of 80% or higher in both the uniform and state portions of the exam.

We are very proud of Bill's achievement, and his eagerness to constantly improve and excel in Real Estate.

My Town...Ennis Montana

Here is a little about my town....I Love This Place!

Welcome to Ennis! A lively little Cowboy Town in the heart of the Madison Valley Montana on the Madison River with friendly people and good neighbors. If you are trying to find that special small town, look no further. It has been voted one of the top 20 towns to live by Amercian Cowboy.
The fishing is superb and the hunting is even better. Ennis and Cameron boast huge herds of Elk and Antelope as well as Mule Deer, White Tail Deer, Moose, Bear, Wolf and Mountain Lion.

Living in the Madison Valley is like living in a post card. Madison Valley elevation is approximately 5000’ with surrounding peaks ranging to 11,300’. The Madison County is known for its “Blue Ribbon” Trout streams, gorgeous lakes brimming with fish, fabulous hunting, hiking, biking, skiing, snow mobiling, white water rafting, and panoramic mountain scenery. The Madison Valley is bordered by the Centennial Range on the south, the Tobacco Root Range to the north, the Gravelly Range to the west and the Madison Range to the east. The Madison River flows north to Three Forks where it converges with the Gallatin and Jefferson Rivers.

The lively western town of Ennis has a population of about 1200 and is one of Montana’s best loved small towns. It offers outstanding restaurants, a supermarket, golf course, medical clinic, hospital, emergency helicopter services to larger medical facilities, also a variety of fishing and hunting outfitter shops, which offer guide services. Just about six miles south of Ennis is a small airport which has a lighted runway and jet fuel. The town of West Yellowstone also has an airport which is open from June 1 to October 1. Gallatin Field Airport in Bozeman is about 100 miles to the north and is open all year. Idaho Falls Airport is 100 miles to the south and it is also open all year. There are hub airports in Newark, Salt Lake City, Denver, Minneapolis, and Atlanta that have connecting flights to Gallatin Field and Idaho Falls airports.

The city of Bozeman is about an hour’s drive. It is the home to Montana StateUniversity. Bozeman has about 40,000 residents plus a large student population. Bozeman has many cultural events as well as world class shopping and fine dining. Gallatin Field Airport is located on the outskirts of Bozeman. Several large commercial airlines such as Delta, United and Northwest have multiple daily flights to and from their hubs in Salt Lake City, Minneapolis and Denver. Private aircraft can use a variety of services from the fixed based operations at Gallatin Field.
West Yellowstone is a small Montana town surrounded by National Forests and YellowstoneNational Park. The Park's west entrance is located right in West Yellowstone and is the closest and easiest route to Old Faithful and Yellowstone's geyser areas.

Some of the other attractions in West are the Grizzly & Wolf Discovery Center, The Yellowstone Historic Walking Tour, Park Tours (including winter park tours on Mattracks vehicles), and the IMAX theatre that features movies about nature and wildlife on a six story screen. There are numerous recreational activities in the area including fishing, hunting, cross country skiing, snow mobiling, hiking and wildlife viewing.

There are many resorts within easy reach of the property including Big Sky Ski Resort and Moonlight Basin with more than 5,500 acres of skiable terrain with one lift ticket. Big Sky is one of the least known outstanding ski areas. No lift lines and great snow. The resort also is home to the # 1 Nordic Ski center in North America with 80 k of groomed ski trails. This resort also offers outstanding summer recreation such as golf, zip lines, hiking and mountain biking. Yellowstone National Park is also a short drive from the property. Visit Old Faithful, the Paint Pots, the Grand Canyon of the Yellowstone, and enjoy the scenery, fishing, wildflowers and wildlife.

Some of the other nearby places to visit are: Island Park ID, Ashton ID, Mammoth WY, Bozeman MT and Jackson Hole WY.

WELCOME TO "THE LAST BEST PLACE"!

Please call me for real estate information in the Madison Valley 406-581-5574.
If you would like to see some available properties, you can visit my website at www.EnnisMontanaRealEstate.com
I look forward to hearing from you!

The 203k Mortgage

The 203k Mortgage 

By Bill Mercer

Prudential Montana Real Estate

www.EnnisMontanaRealEstate.com 

            Real estate consumers today can find ample value in distressed homes – properties that are under a foreclosure order or up for short sale. In many cases, however, “distressed” speaks more for the condition of the homes than their recent financial histories, as they’ve sat empty for extended periods and have been subject to vandalism and theft.

            Those considering homes in need of repair and renovation should consider a 203k mortgage, which enables homebuyers to finance both the acquisition and rehabilitation of the property with just one loan.

            “FHA 203k purchase loans are the perfect financing vehicle for homeowners seeking the value proposition offered by REO homes,” said David Wind, president and board chairman of White Plains, N.Y.-based Guaranteed Home Mortgage Company, in a company statement this June. “Home buyers’ ‘perfect’ home can be purchased in less than perfect condition with a single-close loan product that allows repairs and remodeling.”

            There are two types of 203k loans: the 203k streamline and the full 203k. The 203k streamline is the most popular among homebuyers and lenders.

            “The maximum allowable in repairs is $35,000 under the 203k streamline and it does not allow any structural repairs to be done to the home, unless [the repairs are] a result of an unforeseen circumstance,” explained David Krushinsky, a certified mortgage planning specialist for Mesa, Ariz.-based AmeriFirst Financial Inc. “The full 203k allows structural repairs and will allow the buyer to exceed the $35,000 in home repairs. Both loans allow up to $1,500 in swimming pool repairs.”

            Contractors chosen to perform repairs must be licensed, bonded and insured, and they usually must provide the lender with a resume and two client-reference letters.

            “After the close of escrow is when all the rehabilitation work begins,” said Krushinsky. “Funds usually aren’t released immediately so it’s important for your contractor to start work in a timely manner. Typically, if they’ve been in business, they have existing relationships with vendors so they can order materials and begin work. If not, the project may take longer than anticipated.”

            Since the 203k mortgage is based on the home’s potential value after repairs -- not its existing value -- you can be approved for a higher loan amount. The mortgages also carry long-term-fixed rates, are insured as soon as they fund, and include escrow accounts for the scheduled repairs.

            Loan amounts are capped according to local FHA limits. Only owner-occupied properties of one to four units qualify for 203k mortage financing; homes also must be at least one year old.      

   (Bill Mercer) can be reached at (406) (581-5574). Prudential Montana Real Estate is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential company. Equal Housing Opportunity